Certificates
Certificates of Deposit

What Are They?

Our Certificate of Deposit (CD) offers guaranteed rates with both short and long term options in order to best fit your needs. These CDs have the security of FDIC insurance. You must be an existing customer in order to open a CD account online.

There are many benefits to opening a CD. We offer many term options, so you can save for as little as one month, or as long as 10 years. These terms are low risk and locked in to a set interest rate over the period of time you choose, allowing for predictable growth independent of changes in the market. Additionally these CDs are secured by the FDIC up to  the maximum amount allowed by law. Finally, getting a CD with total access allows you to bank all in one place, seeing your CD results along with other account information on our website or our mobile app. 

Getting Started

It’s easy to get started online. All that we require is a checking account so you can get a relationship rate and apply online. Then we’ll use funds available in your Thrive checking to create the CD. You can find the option to create a new CD in your online banking account under Account Settings.